The film is set in a small town in Indiana that is ravaged by a massive flood caused by heavy rain. As the town is evacuated, a group of armed robbers led by Jim (played by Morgan Freeman) seize the opportunity to steal $3 million from an armored truck that has become stranded in the floodwaters.
Tom (played by Christian Slater), a security guard for the armored truck company, becomes embroiled in the robbery when he attempts to stop the thieves. He manages to hide the money before being captured by the robbers, who believe he knows the whereabouts of the stolen cash.
As the floodwaters rise and the town becomes increasingly submerged, Tom must navigate the treacherous waters and evade the robbers who are determined to find the money. He teams up with Karen (played by Minnie Driver), a local resident who is trying to rescue her elderly uncle from his flooded home.
As Tom and Karen struggle to survive, they are pursued by Jim and his gang, who will stop at nothing to recover the stolen money. Along the way, they encounter various obstacles and challenges, including dangerous rapids, sinking buildings, and deadly confrontations with the robbers.
In a series of intense action sequences and narrow escapes, Tom and Karen fight to stay alive and outsmart the robbers who are hot on their trail. They must rely on their wits and resourcefulness to outmaneuver their adversaries and emerge victorious in the face of overwhelming odds.
In the end, Tom and Karen manage to outsmart the robbers and recover the stolen money, but not without sacrifice. They narrowly escape the floodwaters and make their way to safety, leaving behind a trail of destruction and chaos in their wake.
“Hard Rain” is praised for its thrilling action sequences, suspenseful atmosphere, and impressive special effects. It’s a high-octane thrill ride that keeps viewers on the edge of their seats from start to finish, with its fast-paced plot and heart-pounding action making it a memorable entry in the action thriller genre.